What assets are you not moving because of taxes?

In most advisor books, there are portfolios that haven’t changed in years, not because they shouldn’t, but because changing them creates a tax event.

These are often the hardest assets to transition and some of the biggest missed opportunities in a book.

Where this typically shows up:

  • Brokerage accounts with embedded gains
  • Long-held mutual funds that are hard to transition
  • Legacy or custom managed accounts that are time-intensive to manage

A more tax-efficient way to transition portfolios

Envestnet’s Fund Strategist Tax Management (FSTM) Advantage program:

✔ Transition assets gradually instead of all at once
✔ Control how much gain is realized
✔ Offset gains over time
✔ Implement without additional operational work

Now available at no additional overlay cost on Envestnet.

Illustrative example

$500K portfolio | $270K cost basis | $230K capital gains

No management / Immediate transition

$48K

potential taxes

Tax-managed transition

$18K–$30K

potential taxes

Illustrative example for discussion purposes only. Actual results will vary.

Where Frontier fits

Frontier Tax-Managed Strategies are designed to help improve after-tax outcomes by optimizing how assets are positioned within a tax-aware framework, supporting a more consistent and efficient investment approach.

Review tax-constrained assets in your book

We’ll help identify tax-constrained assets in your book and show where a tax-managed transition may be feasible.

  • Accounts impacted by tax constraints
  • Where a transition may be feasible
  • How to approach it within Envestnet

Please complete the fields below, and a member of the Frontier Sales Team will contact you shortly.

Frontier does not provide tax advice. Please consult with a CPA for recommendations pertaining to individual circumstances.rnrnFrontier Asset Management is a registered investment adviser with the U.S. Securities and Exchange Commission; however, such registration does not imply a certain level of skill or training and no inference to the contrary should be made. Additional information about Frontier and its investment adviser representatives is available on the SEC’s website at www.adviserinfo.sec.gov.rnrnFrontier’s ADV Brochure and Form CRS are available directly on our website www.frontierasset.com or by request, at no cost by contacting us at 307.673.5675 or info@frontierasset.com. They include important disclosures and should be read carefully.