Perspective :

The Charts of the Week: When the going gets tough, the tough get going.

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There’s no question it’s been a tough first six months of the year for investors. Seeing your life savings decrease can be nerve-wracking to say the least. You may wonder, “Should I move to cash to prevent further losses? Or should I hang tight?”

Well, as the famous saying and song goes, “When the going gets tough, the tough get going”, meaning when a situation (or staying invested) gets difficult, the strong work harder (keeping emotions in check) to address the challenge.

Sometimes an inspirational quote can help us stay calm and focus on what we need to do. Or in the case of this blog, maybe a chart or three will do!

Before you become your own worst enemy and potentially make an investment decision that could cost you, consider these three charts.

Chart #1:  If you want consistent returns over the long term, you must accept the bad returns with the good.

Source: YCharts. Past performance is no guarantee of future returns.

Chart #2:  Even through periods of turmoil, the market has climbed the wall of worry.

Source: YCharts. Past performance is no guarantee of future returns.

Chart #3:  Historically, market pullbacks are often followed by attractive returns.

The takeaway

Are we at the bottom or is there more to come? While no one knows the answer to that question, we do know that it’s difficult and potentially risky to time the market. Diversification and time in the market can help you reach your long-term financial goals. So, be tough and get going by being disciplined, staying invested and sticking to your long-term financial plan.

Past performance is no guarantee of future returns. Nothing presented herein is or is intended to constitute investment advice or recommendations to buy or sell any types of securities and no investment decision should be made based solely on information provided herein. There is a risk of loss from an investment in securities, including the risk of loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for an s investor’s financial situation or risk tolerance. Diversification and asset allocation do not ensure a profit or protect against a loss. All performance results should be considered in light of the market and economic conditions that prevailed at the time those results were generated. Before investing, consider investment objectives, risks, fees and expenses.

The views expressed represent the opinion of Frontier Asset Management. The views are subject to change and are not intended as a forecast or guarantee of future results. This material is for informational purposes only. It does not constitute investment advice and is not intended as an endorsement of any specific investment. Stated information is derived from proprietary and nonproprietary sources that have not been independently verified for accuracy or completeness. While Frontier Asset Management believes the information to be accurate and reliable, we do not claim or have responsibility for its completeness, accuracy, or reliability. The use of such sources does not constitute an endorsement. Frontier does not have an affiliation with any author, company or security noted within. Statements of future expectations, estimates, projections, and other forward-looking statements are based on available information and the Frontier Asset Management’s view as of the time of these statements. Accordingly, such statements are inherently speculative as they are based on assumptions that may involve known and unknown risks and uncertainties. Actual results, performance or events may differ materially from those expressed or implied in such statements. Investing in securities involves risks, including the potential loss of principal. Past performance is not indicative of future results. Frontier reserves the right to remove these links at any time without notice.

The S&P 500 index consists of U.S. Large Cap Equities, which is a market-value-weighted index of 500 stocks that are traded on the NYSE, AMEX, and NASDAQ. It is generally not possible to invest directly in an index. Exposure to an asset class or trading strategy or other category represented by an index is only available through third party investable instruments (if any) based on that index.

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